Payment reconciliation and P&L for Meesho, Flipkart and Amazon sellers

What did you actually make?

Your seller panel shows sales. Your bank shows something else. SECND reads your payment file and shows what you kept.

Where the money went

₹46,500

what you kept

  1. Customers paid ₹2,14,300.

    This is the number your seller panel shows you. It is not what you made.

  2. Returns and RTOs took back ₹38,900.

    An order that comes back is refunded in full. Some carry a return fee on top.

  3. Fees and shipping took ₹31,450.

    Commission, fixed fees, forward and return shipping, and the GST charged on them.

  4. ₹1,050 was held back as tax.

    TCS and TDS. You claim them later, but they don't reach your bank this month. What is left is what was paid to you.

  5. The goods cost you ₹96,400.

    Your cost for the units customers kept. You enter it once per SKU. You kept ₹46,500.

SECNDExample month · Meesho
  • Customers paid₹2,14,300
  • Returns and RTOs−₹38,900
  • Fees and shipping−₹31,450
  • Tax held back−₹1,050
  • Cost of goods−₹96,400
You kept₹46,500

An example month. Your numbers come from your own files.

Everything your payment file knows.

Profit and loss by SKU, payment reconciliation and the cost of every return, for Meesho, Flipkart and Amazon sellers.

Profit on every SKU.

True profit after commission, shipping, returns, RTOs and your cost. The products that lose money are at the bottom, in red.

  • KURTA-BLU-M142 kept+₹12,480
  • SHORTS-BLK-2PK118 kept+₹9,310
  • TEE-WHT-L64 kept+₹4,050
  • JOGGER-GRY-XL31 kept−₹1,920

The file for your ticket.

Orders still unpaid 25 days after delivery, in one Excel file to attach to a “payment not received” ticket.

Orders you were never paid for.

Payment reconciliation, done for you: every order matched to its payment, and the ones still waiting listed with their age.

  • Kurta, blue, MDelivered 4 SepPaid
  • Shorts, pack of 2Delivered 6 SepPaid
  • Tee, white, LDelivered 2 AugNot paid, 34 days
  • Jogger, grey, XLReturned 9 SepReturned

What one return really cost.

The refund is only the start. Fees you already paid often stay paid.

  • Sale+₹499
  • Refund to customer−₹499
  • Forward fees, kept−₹114
  • Fee on the return−₹50
This return cost you−₹164

Charged for a heavier parcel than usual?

On Flipkart, SECND flags return fees charged at a heavier weight, or well above what you usually pay for the same SKU and zone, and lists them for your dispute.

See the Flipkart checks

Which days are missing.

A timeline of the files you have uploaded and the gaps between them, so a missing month never passes for a bad one.

Orders
Payments
AprMayJunJulAugSep

The figures in these pictures are examples.

Two files in. One answer out.

  1. 1

    Download two reports.

    The orders report and the payment or settlement report, from your seller panel. You already have access to both.

  2. 2

    Drop them in.

    SECND works out which marketplace and which report each file is, and checks that the totals add up before saving anything.

  3. 3

    Read what you kept.

    Profit by SKU, every order against its payment, and what returns cost. Add your product costs once.

The two reports, by marketplace
MarketplaceOrdersPayments
MeeshoOrders export (.csv)Payment file (.zip)
FlipkartOrders report (.xlsx)Settlement report (.xlsx)
AmazonAll Orders report (.txt)Transaction report (.csv)

We read your files. That is all.

  • No access to your seller account.

    We never log in to your panel and there is nothing to connect. You download the files, you upload them.

  • Your data stays yours.

    We don't sell it and we don't show ads. Delete your data whenever you want, and the last backup copy is gone within 45 days.

  • Built by a seller.

    SECND started with our own payment files and a number that didn't match the bank.

    How SECND started

Free tools, no signup.

They run in your browser, and nothing you add leaves your device.

label + invoice4 × 6, sorted by SKU

Crop shipping labels

Drop the label PDF from your panel. Get every label cut to 4 × 6 or A4, sorted by SKU, with a pick list of what to pack.

  • 4 × 6 and A4
  • With or without invoice
  • Pick list
+₹8,710profit on 100 ordersafter RTOs and returns

Work out your real profit

Type a price and a cost. See what is left after fees, GST, RTOs and returns: on one order, and on a hundred.

  • RTOs and returns counted
  • Break-even price
  • GST, TCS and TDS

All free tools and guides

Questions sellers ask.

How do I calculate my real profit on Meesho, Flipkart or Amazon?

Start from what customers paid. Take off the refunds for returns and RTOs, the marketplace's fees and shipping with the GST on them, and the TCS and TDS held back. That is what reaches your bank. Then take off what the goods cost you. SECND does this from your payment report for every order and adds it up by SKU.

Why is the payment in my bank lower than my sales?

The seller panel shows sales before anything is taken off. Returns and RTOs are refunded, commission, fixed fees and shipping are deducted with GST, and TCS and TDS are held back. Your settlement or payment report lists each of these for every order. SECND reads it and shows where the difference went. What each marketplace takes is in our guides to Meesho seller charges and Flipkart seller fees.

What is payment reconciliation for marketplace sellers?

Matching every order you shipped to the payment you received for it. It shows which orders were paid, which are still waiting, and which came back. SECND does this for Meesho, Flipkart and Amazon from the orders report and the payment report. More on payment reconciliation for Meesho sellers and for Flipkart sellers.

Which files does SECND need?

Two per marketplace: the orders report and the payment report. On Meesho, the orders export and the payment file. On Flipkart, the orders report and the settlement report. On Amazon, the All Orders report and the transaction report. Upload them for the same months.

Does SECND need my seller login or API access?

No. SECND never connects to your seller account. You download the reports from your panel and upload them yourself.

Does it work for Amazon FBA and Easy Ship?

Yes. Amazon's transaction report covers both, and SECND reads FBA and Easy Ship orders from it. Amazon ad spend is not in that report, so Amazon profit is shown before ads.

Is SECND free?

It is free to use during early access. The plans are on the pricing page.

Find out what you kept.

Customers paid ₹2,14,300 in our example. The seller kept ₹46,500. Your own month is two files away.

Check my payment file

Free to start. No card. No access to your seller account.